The business is a family owned business for 73 years and i am looking to purchase from my mother. its on the market now so time is of the essence. I have a poor credit rating of 550 due to a divorce that i went thru i.e. foreclosure and repo'd car two years ago. The business is going for 350,000 and i should be able to come up with a sizeable down payment maybe to offset my credit. somewhere in the vicinity of 45,000. The business makes money so I would have no problem making the loan payments as I also have other additional income coming in. Looking for solutions to overcoming this obstacle whether it be co-signing, private lenders, raising my score, SBA loans, grants…anyone else go through this?

Get someone as a partner that has good credit! Or I was offered a deal. I could pay this person $700.00 to clean up my credit. I don't know if it is legal or not. I decided to file bankruptcy instead.

Is it possible to make money from providing small business software free to consumers? If so, how?

4 Responses to “I am trying to get a loan to purchase a family owned business but I have a low credit score?”

  • biyian1@sbcglobal.net says:

    Well having as much data on the place as possible to show the bank is always great. But if you really want to boost your credit I would do this quickly and see how it works out for you.
    Go to this website and sign up.
    http://www.indystar.com/apps/pbcs.dll/article?AID=/20070713/BUSINESS/707130436

  • sotagirl says:

    Get someone as a partner that has good credit! Or I was offered a deal. I could pay this person $700.00 to clean up my credit. I don't know if it is legal or not. I decided to file bankruptcy instead.
    References :

  • jian x says:

    no problem for low credit score.
    We can offer you the competitive rate.
    How much loan do you want to borrow and how soon do you need ?

    what is your phone #? We can talk over phone.

    Thanks,
    Jian.
    References :

  • lottakins says:

    Try prosper.com It is an online lending institution where you explain what you need $$$ and why and people with money bid to help you.

    Good luck!
    References :

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